Planning your next jewellery purchase becomes simpler with Aurya Diamonds. Our jewellery savings scheme gives you two flexible ways to prepare for your future purchase. Choose a monthly savings plan with added value or secure the current gold rate for an upcoming purchase. Both plans are designed to support your buying goals while offering complete transparency throughout the process.
Explore Our Savings Plans| Feature | Aurya Elevate Plan | Aurya GoldShield Plan |
|---|---|---|
| Plan Type | Monthly Savings | Gold Rate Protection |
| Duration | 10 Plus 2 Months | 6 Months |
| Best For | Planned Jewellery Purchase | Protection Against Gold Price Increase |
| Main Benefit | 2 Bonus Months | Lock Current Gold Rate |
| Redemption | Gold and Diamond Jewellery | Gold Jewellery |
Complete the enrolment process with valid KYC documents. Choose a monthly contribution starting from Rs. 2,000 up to Rs. 10,000.
Pay your chosen monthly instalment on or before the due date for 10 consecutive months.
After successful completion of all 10 instalments, receive the benefit of 2 additional bonus months.
Redeem the accumulated value, including the bonus, against eligible gold or diamond jewellery.
Gold jewellery is billed at the prevailing gold rate on the redemption date, while diamond jewellery is billed at the applicable selling price.
Complete the enrolment process with valid KYC documents and make the booking payment as specified by Aurya Diamonds.
Each payment is converted into its equivalent gold value based on the prevailing gold rate on the payment date.
Continue making payments during the plan period while securing the applicable gold rate on every payment.
Complete your gold jewellery purchase within the 6-month validity period to avail the protected gold rate.
Redeem your accumulated value against eligible gold jewellery. Any additional quantity will be billed at the prevailing gold rate.
Complete 10 monthly instalments to receive the benefit of 2 bonus months.
Minimum contribution is Rs. 2,000, and the maximum contribution is Rs. 10,000 per month.
Instalments must be paid on or before the due date to remain eligible for bonus benefits.
Late or missed payments may result in the loss of bonus benefits. Reinstatement is subject to management approval.
The accumulated value, including the bonus, can be redeemed only against eligible gold or diamond jewellery.
Gold coins, silver products, platinum jewellery and similar categories are excluded.
Gold jewellery is billed at the prevailing gold rate on the redemption date. Diamond jewellery is billed at the applicable selling price.
The accumulated amount cannot be withdrawn as cash or transferred to a bank account.
Valid government-approved identity proof is mandatory during enrolment and redemption.
Customers may close the plan before maturity. Bonus benefits will not apply. A 6-month lock-in period is applicable.
The plan is non-transferable.
Every payment secures its equivalent gold value based on the prevailing gold rate on the payment date.
The minimum booking amount is determined by Aurya Diamonds during enrolment.
The protected gold rate remains valid for 6 months from the date of enrolment.
The GoldShield Plan applies only to eligible gold jewellery purchases.
Gold coins, silver products, bullion and wastage charges are excluded unless approved by Aurya Diamonds.
The protected rate applies only to the gold quantity corresponding to the accumulated payments. Additional quantity will be billed at the prevailing gold rate.
The booking amount is adjustable against the final purchase but is non-refundable.
The purchase must be completed within the validity period. After expiry, the protected rate will lapse.
Valid government-approved identity proof is mandatory during enrolment and redemption.
The GoldShield Plan cannot be combined with selected promotional offers unless approved by Aurya Diamonds.
Aurya Diamonds reserves the right to revise, extend or discontinue the scheme without prior notice.
The Aurya Elevate Plan is a gold saving scheme that allows customers to pay monthly instalments for ten months and receive two bonus months, which can be redeemed against eligible gold or diamond jewellery.
The Aurya GoldShield Plan allows customers to secure the prevailing gold rate through scheduled payments. The value of each payment is converted into its gold equivalent at the rate applicable on the payment date.
Customers can begin with a monthly contribution of Rs. 2,000. The maximum monthly contribution allowed is Rs. 10,000.
No. The GoldShield Plan applies only to eligible gold jewellery purchases.
No. The plan is valid for eligible gold and diamond jewellery. Gold coins, silver products, bullion and similar purchases are excluded unless specified by the store.
Delayed or missed payments may result in the loss of bonus benefits under the Aurya Elevate Plan. Any reinstatement is subject to management approval.
Yes. Valid identity proof is required during enrolment as well as redemption for both savings plans.
No. The accumulated amount cannot be withdrawn as cash or transferred to a bank account. Redemption is available only through eligible jewellery purchases.
The protected gold rate remains valid only during the specified validity period. If the purchase is not completed within six months, the locked rate will no longer apply.
No. The Aurya Elevate Plan is non-transferable. Transfer requests are not permitted.