Aurya Diamonds Savings Schemes

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Save Confidently for Your Next Jewellery Purchase

Planning your next jewellery purchase becomes simpler with Aurya Diamonds. Our jewellery savings scheme gives you two flexible ways to prepare for your future purchase. Choose a monthly savings plan with added value or secure the current gold rate for an upcoming purchase. Both plans are designed to support your buying goals while offering complete transparency throughout the process.

Explore Our Savings Plans

Why Choose Aurya Diamonds Savings Schemes

Flexible plans designed for different jewellery buying needs
Suitable for both gold and diamond jewellery purchases
Transparent enrolment process with clear terms
Convenient monthly payment options
Secure and reliable savings with authorised documentation
Simple redemption process at maturity
Attractive benefits based on your chosen plan
Trusted assistance from the Aurya Diamonds team

Compare Our Savings Plans

Feature Aurya Elevate Plan Aurya GoldShield Plan
Plan Type Monthly Savings Gold Rate Protection
Duration 10 Plus 2 Months 6 Months
Best For Planned Jewellery Purchase Protection Against Gold Price Increase
Main Benefit 2 Bonus Months Lock Current Gold Rate
Redemption Gold and Diamond Jewellery Gold Jewellery

How It Works

Aurya Elevate Plan
Step 1

Complete the enrolment process with valid KYC documents. Choose a monthly contribution starting from Rs. 2,000 up to Rs. 10,000.

Step 2

Pay your chosen monthly instalment on or before the due date for 10 consecutive months.

Step 3

After successful completion of all 10 instalments, receive the benefit of 2 additional bonus months.

Step 4

Redeem the accumulated value, including the bonus, against eligible gold or diamond jewellery.

Step 5

Gold jewellery is billed at the prevailing gold rate on the redemption date, while diamond jewellery is billed at the applicable selling price.

Aurya GoldShield Plan
Step 1

Complete the enrolment process with valid KYC documents and make the booking payment as specified by Aurya Diamonds.

Step 2

Each payment is converted into its equivalent gold value based on the prevailing gold rate on the payment date.

Step 3

Continue making payments during the plan period while securing the applicable gold rate on every payment.

Step 4

Complete your gold jewellery purchase within the 6-month validity period to avail the protected gold rate.

Step 5

Redeem your accumulated value against eligible gold jewellery. Any additional quantity will be billed at the prevailing gold rate.

Terms and Conditions

Aurya Elevate Plan
Scheme Duration

Complete 10 monthly instalments to receive the benefit of 2 bonus months.

Monthly Contribution

Minimum contribution is Rs. 2,000, and the maximum contribution is Rs. 10,000 per month.

Payment Schedule

Instalments must be paid on or before the due date to remain eligible for bonus benefits.

Delayed or Missed Payments

Late or missed payments may result in the loss of bonus benefits. Reinstatement is subject to management approval.

Redemption

The accumulated value, including the bonus, can be redeemed only against eligible gold or diamond jewellery.

Exclusions

Gold coins, silver products, platinum jewellery and similar categories are excluded.

Jewellery Pricing

Gold jewellery is billed at the prevailing gold rate on the redemption date. Diamond jewellery is billed at the applicable selling price.

Cash Withdrawal

The accumulated amount cannot be withdrawn as cash or transferred to a bank account.

KYC Verification

Valid government-approved identity proof is mandatory during enrolment and redemption.

Early Closure

Customers may close the plan before maturity. Bonus benefits will not apply. A 6-month lock-in period is applicable.

Transfer Policy

The plan is non-transferable.

Aurya GoldShield Plan
Rate Protection

Every payment secures its equivalent gold value based on the prevailing gold rate on the payment date.

Booking Amount

The minimum booking amount is determined by Aurya Diamonds during enrolment.

Validity

The protected gold rate remains valid for 6 months from the date of enrolment.

Eligible Purchases

The GoldShield Plan applies only to eligible gold jewellery purchases.

Exclusions

Gold coins, silver products, bullion and wastage charges are excluded unless approved by Aurya Diamonds.

Quantity Limit

The protected rate applies only to the gold quantity corresponding to the accumulated payments. Additional quantity will be billed at the prevailing gold rate.

Booking Amount Refund

The booking amount is adjustable against the final purchase but is non-refundable.

Purchase Completion

The purchase must be completed within the validity period. After expiry, the protected rate will lapse.

KYC Verification

Valid government-approved identity proof is mandatory during enrolment and redemption.

Offer Eligibility

The GoldShield Plan cannot be combined with selected promotional offers unless approved by Aurya Diamonds.

Scheme Updates

Aurya Diamonds reserves the right to revise, extend or discontinue the scheme without prior notice.

Frequently Asked Questions

The Aurya Elevate Plan is a gold saving scheme that allows customers to pay monthly instalments for ten months and receive two bonus months, which can be redeemed against eligible gold or diamond jewellery.

The Aurya GoldShield Plan allows customers to secure the prevailing gold rate through scheduled payments. The value of each payment is converted into its gold equivalent at the rate applicable on the payment date.

Customers can begin with a monthly contribution of Rs. 2,000. The maximum monthly contribution allowed is Rs. 10,000.

No. The GoldShield Plan applies only to eligible gold jewellery purchases.

No. The plan is valid for eligible gold and diamond jewellery. Gold coins, silver products, bullion and similar purchases are excluded unless specified by the store.

Delayed or missed payments may result in the loss of bonus benefits under the Aurya Elevate Plan. Any reinstatement is subject to management approval.

Yes. Valid identity proof is required during enrolment as well as redemption for both savings plans.

No. The accumulated amount cannot be withdrawn as cash or transferred to a bank account. Redemption is available only through eligible jewellery purchases.

The protected gold rate remains valid only during the specified validity period. If the purchase is not completed within six months, the locked rate will no longer apply.

No. The Aurya Elevate Plan is non-transferable. Transfer requests are not permitted.